saving money

Whether it’s saving for the holidays, a major purchase or for emergencies, use this simple guide to help you capitalize on these savings and keep more money in your pocket.

Don't sabotage your budget by going crazy on the weekends!

Everyone is always working on their finances. If not, they should be. Life is expensive honey. There’s a ton of different advice columns, blogs and more dedicated to helping people achieve financial freedom. And while it may seem hard to decide which monthly expenses to cut back, you’ve got to know that you don’t have […]

Like me, I’m sure many of you are beauties on a budget. While I enjoy certain luxuries of my New Jersey life, I definitely miss the affordable living of my Georgia roots. I pay almost double for a studio in Jersey than what I paid in Georgia for a two-bedroom apartment with a full kitchen, […]

I don’t know about you, but the first time someone told me nonchalantly to save six months of my expenses, I was instantly intimidated! I remember thinking to myself, “If I can’t save $500 consistently, how in the world could I save several thousand?” And, if that was the key to this whole financial game, […]

How do you teach your children how to save?  This is a very important question that I think needs more attention and an issue that a lot of parents can relate to. Saving money is an action that crosses all genders, all colors, all religions and so on! It’s the one thing that we all […]

Earlier this year the Insight Center for Community Economic Development published a study which found that the median wealth of single black women is $100 compared to that of single white women at $41,000. Don’t be fooled by thinking the disparity is caused by just a difference in income. Income and wealth are not the […]

With many Americans low on extra cash this year, the prevailing question, “To regift, or not to regift?” has probably come up for many of you. While some may see this as a tacky practice, I’m all for recycling when it’s both possible and practical. Here are 5 simple rules for keeping your holiday recycling […]

The holiday season is generally a great source of stress for many people. Rather than feeling blessed and care-free, many of us are overwhelmed by trivial things from what to buy the co-worker we don’t even like to how we tell our children they just can’t have it all! If you’re already in debt, please […]

I’m increasingly alarmed at the notion that having a college degree somehow makes a person intellectually superior in the area of personal finance. Last I checked, personal finance has yet to be made a mandatory course on high school and college campuses in this country even though it is the one subject you actually do need […]