Financial Freedom

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We’re three days into the new year, how are your resolutions coming along? This year’s top resolutions are to “lose weight,” “get organized,” and “spend less, save more,” according to the University of Scranton Journal of Clinical Psychology, but only 8% of people who make resolutions actually keep them. READ MORE: #GetRightGetTight Fitness Challenge 2014: Your Best Body Awaits! […]

The summer months are here and there’s nothing like have extra cash in your pocket to take a girl’s trip, buy those too-expense heels or ball out on beach gear. MUST READ: Know The Rules & Weigh Your Options Before Starting A Side Hustle The summer is the perfect time to generate income as everyone is […]

The amount of social media we have nowadays gets to be a bit overwhelming, trust me I know. Aside from Twitter and Instagram, I tend to ignore a lot of the other social media sites like Vine, Facebook, Pinterest and Kik. Call me old-fashioned, but I feel as though I don’t need to know the […]

If you were embarrassed by that question, don’t be. More people should actually ask and more personal finance gurus should stop assuming that everybody knows! Personal finance deals with your individual relationship with money. It serves as your financial outline; speaking to the way you obtain, budget, save, spend and manage monetary resources overall.  These […]

Tired of hearing about what not to do with your tax refund? Here’s a look at 5 smart and actually powerful things you can do with this year’s tax refund. They’ll not only help you get the financial house in order today, but they’ll help you keep on track for the long term! Must Read: […]

Ready for a few no-fluff tips on cleaning up your credit? Listen, I realize we’re all busy, so I wanted to give you a few quick tips for cleaning up that credit ASAP! Make Up Your Mind. In order to clean up your credit now and avoid falling into the same trap once you’re out […]

In 2012, American banks earned $32 billion dollars in overdraft frees, up 1.3 percent from the previous year. Despite new rules to help prevent abusive overdraft charges, banks and credit unions have still found a way to end up on top. According to the Huffington Post, financially struggling Americans have been hit the hardest because […]

Last week the IRS issued a press release announcing that refunds totaling just over $917 million may be waiting for an estimated 984,400 taxpayers who didn’t file a federal income tax return in 2009. Take a moment and think back to 2009. For many Americans, the year represented mounds of uncertainty and record breaking highs […]

It goes without saying, if Dr. Martin Luther King Jr. were alive today, he would be happy and proud to see President Obama as leader of the United States of America. And while a Black family in the White House may encourage us all to take well-earned satisfaction in just how far we’ve come, there […]

In 2012, Valentine’s Day was estimated to contribute around $17.6 billion to the economy, according to the National Retail Federation. Now, that’s great and all, but don’t let what folks are doing in the nation’s economy put a dent in your personal economy at home. Valentine’s Day is a time to celebrate lovers, but do […]