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Holiday shopping can be time consuming, stressful and maybe even a little overwhelming. Don’t catch the holiday blues trying to shop till’ you drop. These tips will help you stay on top of your shopping game:

1. Create a budget and shopping list before you hit stores or purchase items online.

2. Look in your local newspaper for coupons and sales advertisements.

3. Check out the retailer’s web site for additional bargains and promotions.

4. Shop early or online – you’ll get the best selection of merchandise. Try to avoid long lines and super crowded parking lots.

5. Know stores return and exchange policies before purchasing. Ask for gift receipts if you are buying items that you plan to give away.

4 Smart Holiday Shopping Tips

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