Here are some tips on how to find part-time work even if you’re still employed:

Before you start searching for a part-time job, there are a few things to consider, especially if you already have a job and you’ll be layering part-time work on top of that.

1. If you have a full-time job, try to find something that is compatible with your full-time job. So, if you have a job that requires you to be functioning early in the morning hours, bartending into the wee hours would probably not be a wise choice. Also try to find work that doesn’t create conflicts of interests with your main job — so if you’re a patent reviewer for the federal government, I wouldn’t recommend consulting for inventors coming before the U.S. Patent Office.

2. Can you find a position that will take you in a direction you want to go? Say you were laid off from a position as an accountant and you still want to work in that field. Take a look at growing fields — like healthcare and clean energy and see if any firms in those sectors are looking for accounting help.

3. Can you find a job that has some synergies with your current work? For example, if you work in a vet’s office by day, you’re obviously knowledgeable and comfortable around animals. Why not start a side business doing pet-sitting or training?

Looking for work? Check out Monster’s diversity job listings on BlackPlanet.com here!

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We have witnessed brothers and sisters turn on one another, children rebel against parents who are struggling and striving to just keep a roof over their head, much less a Gucci on their arm and husbands and wives ripped apart over financial failures. These observations have caused me to personally wonder whether the recession is really the cause for ruining these relationships or are people just being who they always were? Was their much substance to these bonds in the first place?

Foundations made of sand . . . the only explanation I have come up with thus far. People who allowed money to make them . . . instead of simply making money work for them. Marriages that are founded on selective amnesia which conveniently forget the vow “for richer or poorer.” Parents who buy love instead of giving and receiving love freely. In my eyes, this is what our society has come to embrace in our chase for money and false assumption that both more and bigger are always better. Could it be that the only part the recession has played in this entire ordeal is exposing us for what we have in fact allowed ourselves to become?

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How To Live Big On A Small Budget

4 Ways To Stop Buying Things You Don’t Need

1. Develop a Signature Piece. This is the piece you’re going to be known for—sort of like your calling card. It could be fabulous shoes, earrings, blazer, dresses, etc. Focus your shopping dollars on these pieces. My signature piece is crazy necklaces, which I find at thrift stores and stores like Forever 21.

2. Use the Cost per Wear When Shopping. Frequent TBF readers know this is something I’ve been preaching for years. Value is the key when building a great closet and The Budget Fashionista’s cost per wear formula can help you get the most bang for your buck. The cost per wear is the price of an item/divided by the number of times you think you’ll wear it. So if an item costs $100, and you wear it ten times, the cost per wear is $10. The more you wear an item, the cheaper it becomes. This tip is especially important as it forces you to focus on the utility of an item, ie the usefulness of an item to you, rather than just the price. Paying $5 for something you never where is $5 wasted.

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In a groundbreaking report released Monday by a leading economic research group, social scientists turned a spotlight on the financial challenges facing an often overlooked group of women, many of whom could not take an unpaid sick day or repair a major appliance without going into debt.

Among the most startling revelations in the wealth data is that while single white women in the prime of their working years (ages 36 to 49) have a median wealth of $42,600, the median wealth for single black women is only $5.

“The popular image is [black women] spend too much, which is the reason they are running up credit card and consumer debt, but the cost of living has risen faster than income, and they need to go into debt for basic daily necessities,” said Meizhu Lui, director of the Closing the Gap Initiative. “It’s compounded because unemployment is twice as high in the black community than it is in the white.”

For all working-age black women 18 to 64, the financial picture is bleak. Their median household wealth is only $100.

“That means half of [black women] have a net worth of more than $100 and half have a net worth of less than $100,” Ms. Lui said. “So that gives you an idea of how far in debt some women of color are.”

(Wealth, or net worth, measures the total of one’s assets — cash in the bank, stocks, bonds and real estate; minus debts — home mortgages, auto loans, credit cards and student loans.)

“There are excuses and circumstances that have evolved in society, which put black women where they are,” said Esther Bush, executive director of the Urban League of Greater Pittsburgh. The recession has hit single mothers especially hard.

In Pittsburgh and across the country, the financial burdens of single parenthood fall mostly on women, but black women are more likely to endure the work and responsibility of raising children on their own. They are more likely to be the backbone of their families and communities, with greater responsibilities to support struggling friends and families. READ MORE HERE!

4 Ways To Stop Buying Things You Don’t Need

Money Tips For Your 20’s, 30’s & 40’s

In your attempt at budgeting money, you have probably cut back on your daily excursion to Starbucks, eaten out less, and taken the bus or subway to avoid costly cabs. However, your new fiscally responsible lifestyle doesn’t have to interfere with your love life. Avoid more tired dinner dates followed by movies. Below are our top 8 picks for budget-friendly dates:

1. Bring the theater to you- If you have access to a patio or outdoor space, all you need is a projector and you have yourself a foolproof date. Pop your own popcorn, lay out a blanket, and just wait for the sun to set. Although you may have to wait until the weather warms up a bit for this one, what could be more romantic than viewing your favorite film together out in the fresh air?

2. Fondue for two - Don’t be fooled by the fancy name– making fondue is a cinch. Start the evening snacking on baguettes dipped in melted cheese and end it by dipping fresh fruit into melted chocolate. You are sure to impress your date with your creativity. Here is a great recipe to get you started.

3. Go to an outdoor concert – If the weather is nice out, take advantage of the many free outdoor concerts in your city. Pack up a blanket and some snacks to enjoy while rocking to the beat. Visit MetroMix.com to view the upcoming concerts in your area.

4. Theme nights – Put a twist on your classic dinner and a movie night by basing your food and film choices on a particular country. Roll your own sushi and watch a Japanese flick over some sake, or venture into France over a bottle of French wine and a wedge of brie. Although this borders on slightly cheesy, it will definitely spice up the cliché dinner-and-a-movie date while allowing you to save money at home. READ MORE HERE!

6 Tips For Post-Divorce Dating

Top 7 Biggest Dating Myths

Studies show that unemployment has reached a 25 year high, and with so many people unemployed or under-employed, we are asking should women start to pay for dates? If we look at dating traditionally, then it would be a form of courtship.  That means that single people are dating to eventually find the one to marry and that requires a partnership. Partnerships are what we are working on down the road by dating now, so we are all trying to put our best foot forward–right?

The Thought That Should Count

Men that do not have jobs can not afford to date and that is because society has an expectation that they will pay. However, women that do not have jobs can afford to date because it is not an expectation that we pay but now that the economy has gotten so ruff  we should start. He can not always bare all of the burden of paying for the dating/entertaining so here are the guideline for when you should make sure that you have your purse handy:

1)  3:1 ratio: After he has paid three times you pay once. And you pay for the whole date like he did, that goes for everything including the tip.

2) When you are visiting his home: This is old school but if your guy says that he will be cooking dinner at his house then you bring something. The dessert, a bottle of wine or the new Jay-Z CD, never show up empty handed–not a good look!

3) His birthday or promotion at his job: This may sound obvious, but if you ask him what he wants for his birthday, and he says dinner then you should pay for it. He is just a passenger, you are the driver it’s your gift.

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These are tough times all over. We all have cut back on things we enjoy doing, but it doesn’t mean you have to give up working out. Here are three exercises you can do at home:
1. Cardio Push-up (works the legs, butt, shoulders, back, and core)
Squat with your arms bent at waist-level. Shoot your hands above your head like you’re shooting a basketball. Bring your hands to the floor and kick back your feet so you’re in a push-up position, then do a push-up. Jump your feet back to your hands, and spring up into the next jump. Repeat 10 times.

Get your body ready for fall

2. Waist Whittler (works the abs, obliques, thighs, glutes, quads, and shoulders) Lunge to your left, with your hands down at your sides (palms facing inward and fingers to the floor), and hold for two seconds. Bring your right foot up so it’s next to your left knee. Then bring your arms above your head with your palms facing each other, and bend at the waist to the left as far as you can without toppling over. Do 12 to 15 reps on one side, then 12 to 15 on the other. (If you have three- to five-pound dumbells-or even bottles of water-use them and lower the reps to 10 to 12.)

3. Bicep Curl/Shoulder Press. (“This exercise will throw off your balance, so you’re working your stabilizing muscles-the smaller muscles mainly in the back and abs,”. You’ll need 3- to 10-pound weights, bottles of water, or half-gallon milk jugs for each side.) Holding the weights, squat down like you’re doing a curtsy, with your right leg in back. At the same time do a bicep curl on both sides with your arms in a “V” position. Come up out of the curtsy and lower you arms, keeping your elbows tight to your sides. Bring your left knee up to your chest so you are balancing on one foot. Push your arms straight up into the air, then back down to your sides. Anytime you bring your arms overhead in a repetitive motion, you’re bringing your heart rate up. Repeat 15 times on each side if you’re not using weights, 10 to 12 times with weights.

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Even though the recession is making it harder to land a job, you can up your chances of snagging a new position by following these tips from Good Morning America’s career expert Tory Johnson, author of Fired to Hired: Bouncing Back from Job Loss to Get to Work Right Now.

1. Get it out of your system.
It’s OK to have a bit of a pity party if you get laid off, but just for a week or two. “Losing a job is hard on your self-esteem, and you’re going to be emotional,” says Johnson. Give yourself a little time to work through those feelings, then move on.

2. Ready your résumé.
Create a master résumé (if you don’t already have one), then tailor different versions of it to each new job you apply to. “If you’re a baby boomer, leave off your college graduation date and limit your experience to 15 years,” suggests Johnson. Unfair as it is, ageism in hiring does exist. So play up your strengths: “Don’t just list your responsibilities,” says Johnson. “That will read like a job description. Instead focus on your specific successes and accomplishments. Detail results. People hire not just for what you did, but how well you did it.”

Are we dressing for sex at work?

3. Create a digital identity.
In this era of Facebook, Twitter and other social networking sites, having an online presence is key, especially for people over 40. “It boosts your relevancy and is another way for people to find you,” says Johnson. “If you want to use just one, make it LinkedIn. It’s the most professional of the networking sites and is used primarily for business.” List your experience and ask former colleagues to post recommendations.

4. Don’t rely too much on the Internet.
“Job boards are a great way to find leads, but only 30% of your time should be spent online,” says Johnson. “The bulk of your time should be used to make direct connections, which are even more important during a recession.” The Internet is flooded with applications. These days, recruiters are more likely to find potential candidates through word-of-mouth.

3 ways to save your job

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