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Even Taraji P. Henson has been a victim to this cyber crime.

If you were embarrassed by that question, don’t be. More people should actually ask and more personal finance gurus should stop assuming that everybody knows! Personal finance deals with your individual relationship with money. It serves as your financial outline; speaking to the way you obtain, budget, save, spend and manage monetary resources overall.  These […]

Tired of hearing about what not to do with your tax refund? Here’s a look at 5 smart and actually powerful things you can do with this year’s tax refund. They’ll not only help you get the financial house in order today, but they’ll help you keep on track for the long term! Must Read: […]

Ready for a few no-fluff tips on cleaning up your credit? Listen, I realize we’re all busy, so I wanted to give you a few quick tips for cleaning up that credit ASAP! Make Up Your Mind. In order to clean up your credit now and avoid falling into the same trap once you’re out […]

Last week the IRS issued a press release announcing that refunds totaling just over $917 million may be waiting for an estimated 984,400 taxpayers who didn’t file a federal income tax return in 2009. Take a moment and think back to 2009. For many Americans, the year represented mounds of uncertainty and record breaking highs […]

It goes without saying, if Dr. Martin Luther King Jr. were alive today, he would be happy and proud to see President Obama as leader of the United States of America. And while a Black family in the White House may encourage us all to take well-earned satisfaction in just how far we’ve come, there […]

In 2012, Valentine’s Day was estimated to contribute around $17.6 billion to the economy, according to the National Retail Federation. Now, that’s great and all, but don’t let what folks are doing in the nation’s economy put a dent in your personal economy at home. Valentine’s Day is a time to celebrate lovers, but do […]

Contrary to what commercials want you to believe, the holidays should not be one budget-busting, anxiety-filled event after another. Instead it should be about the memories and going to fun-filled parties with the ones you love. Here are a few tips to get everything on your list on a budget, as well as save a […]

What stops most people from actually pursuing their passion is the fact that they need a paycheck to actually sustain themselves. At every turn, I hear advice recommending that we all simply figure out our gift, follow this passion and everything else will fall into place. I believe, however, that there is a fundamental step […]

I don’t know about you, but the first time someone told me nonchalantly to save six months of my expenses, I was instantly intimidated! I remember thinking to myself, “If I can’t save $500 consistently, how in the world could I save several thousand?” And, if that was the key to this whole financial game, […]

Tired of being overworked and underpaid? Ready to do your own thing? Must Read: What Tax Bracket Am I In? Well, you aren’t alone. I speak to women every week who say they want to take the plunge into converting their dreams, thoughts and ideas into reality. But, not so fast! Before you jump off the […]

We can’t help it. Whether we hear Apple, BMW, Coca-Cola or Wal-Mart, we automatically create very specific images in our head about each one of those brands and what they represent to us. Likewise, very specific images come up when we hear names like Beyonce, Cher or Michael Jackson. Brands don’t only pertain to businesses, […]